Uber and Lyft are ride-sharing services that have become increasingly popular in recent years. Many commuters have patronized the services of these companies because of the convenience and affordability that they offer. However, ride-sharing can also be dangerous. If you have been injured in an Uber or Lyft accident, you may be entitled to compensation for your injuries. To receive fair compensation after a rideshare accident, get in touch with Jared Spingarn, P.A., an experienced ride-sharing personal injury attorney in Hollywood, FL.
The law offices of Jared Spingarn have dedicated rideshare accident lawyers who have a lot of experience handling Uber and Lyft accidents. Speak to a ride sharing personal injury attorney today so you know what you need to do to file a personal injury claim with the insurance company of the Uber or Lyft driver involved in the crash.
What time of compensation am I entitled to after a rideshare accident?
After being involved in an Uber or Lyft accident, you may be able to receive various types of compensation for your injuries. The amount of compensation that you are eligible to receive will depend on the severity of your injuries and the facts surrounding the accident. Generally, ride-sharing accident victims can recover economic and non-economic damages.
Economic damages are quantifiable losses that you have incurred because of the accident. They include past and future medical bills, lost wages, and property damage.
Non-economic damages, on the other hand, are more difficult to quantify. They include pain and suffering, emotional distress, and loss of enjoyment of life. An experienced rideshare accident lawyer can help you determine the value of your non-economic damages.
Will my insurance coverage be enough to cover my medical expenses, lost wages, and other damages?
In Hollywood, FL, your personal auto insurance policy should come with personal injury protection (PIP) insurance coverage. PIP coverage is designed to cover your medical expenses and lost wages regardless of who is at fault for the accident. However, PIP coverage is often not enough to cover all of your damages, because most policies can only cover up to $10,000. Thus, if you are seriously injured in a motor vehicle accident, you may need to seek compensation from the at-fault driver through a personal injury claim.
In most personal injury cases, both Uber and Lyft have liability insurance policies in place to cover their Uber and Lyft drivers if they cause an accident. However, seeking compensation from the ride-share company isn’t always the solution, as your ride-share accident attorney will let you know.
Sometimes, you will need to file your rideshare accident claim with the driver’s personal insurance policy. This is applicable if the rideshare driver was offline at the time of the accident. This means that the ride-share companies cannot be held liable because the driver was not providing services for the company at the time of the accident.
If you have been injured in an accident involving a ride-share driver, get in touch with Jared Spingarn in Hollywood, FL. Jared’s team of experienced personal injury lawyers can help you get the compensation that you deserve for your injuries. Contact them today to schedule a free consultation.
What if the ride-sharing driver does not have insurance?
If the rideshare driver who caused the accident does not have insurance, you may still be able to recover compensation for your injuries. In such cases, you can file a claim with your own driver’s insurance policy or against the ride-sharing company. As mentioned, you can seek compensation under your PIP coverage after an Uber or Lyft accident. If you have coverage from multiple insurance companies, you can also seek compensation depending on the details of the car accident.
For instance, if you have liability insurance or collision coverage, you can file a claim with your own insurance company to repair or replace your car. If you have uninsured or underinsured motorist coverage, you are entitled to seek compensation from your own insurance company if the at-fault driver does not have insurance.
It is important to speak to an experienced ride-sharing accident attorney in Hollywood, FL so you know what your options are after the accident. Jared Spingarn has a team of experienced personal injury lawyers who can help you recover the maximum compensation for your injuries.
Interested in understanding Uber insurance? Click the link to learn the details.
What are the deadlines for filing a ride-sharing accident claim?
Note that there are strict deadlines for filing a ride-sharing accident claim. In Florida, you have four years from the date of the accident to file a personal injury claim. Under the state’s statute of limitations, if you do not file a claim within this time frame, you will likely be barred from recovering any compensation for your injuries.
Can I file a claim against Uber or Lyft after the rideshare accident?
This is often a point of contention in a rideshare accident: Who is liable? While Uber and Lyft hire their drivers to provide rideshare vehicle services, it does not mean that they will automatically be held liable for rideshare accidents.
In fact, Uber and Lyft drivers are mostly employed as independent contractors. This means that the drivers are not direct employees of either company. As a result, Uber and Lyft may not be held liable for the actions of their drivers while they are providing ride-sharing services.
This does not mean, however, that you will not be able to receive compensation after a rideshare accident. If the driver of the other vehicle was at fault, then you can still file a claim with that driver’s insurance company. If the driver of the other vehicle was also driving for Uber or Lyft, then you may be able to file a claim with Uber’s or Lyft’s insurance policies, but this will depend on the details of the accident.
When an Uber or Lyft driver is involved in a car accident, the rideshare company they work for can be held liable if the ride-share accident meets either of the following conditions:
- The Lyft or Uber driver was logged into the app with an active ride request or with a ride-share passenger already in the vehicle; or,
- The Uber or Lyft vehicle got into an accident while the driver was actively waiting for a ride request.
In these cases, the rideshare company has an insurance policy in place to cover their rideshare drivers. If you are wondering why rideshare companies still provide compensation even if their rideshare drivers are not their direct employees, the answer is simple. Rideshare companies want to protect their brand name and reputation. They also want to ensure that their passengers are taken care of after an accident so they don’t lose their business.
The following are the possible amounts of compensation that you may be entitled to after a motor vehicle accident with a ride-share vehicle:
While the Lyft or Uber driver is waiting for a ride request:
- $100,000 for each accident
- $50,000 for bodily injury liability coverage per person
- $25,000 for property damage liability
When an active ride is ongoing – either the rideshare driver has a passenger or is on the way to pick up the passenger when the accident happened:
- At least $1,000,000 for third-party liability
- Uninsured or underinsured motorist coverage, the amount of which will depend on the details of the accident.
- Comprehensive coverage with a $2,500 deductible. The amount of coverage you receive is directly related to the value of your vehicle or the repairs needed.
Why Do I Need a Ride Sharing Personal Injury Attorney to File for an Accident Claim?
Rideshare companies, such as Uber and Lyft, have teams of lawyers and insurance adjusters whose job is to protect the interests of the company. They will do everything they can to minimize the amount of money that they have to pay out on a claim.
Technically, you are not required to have an attorney file a ride-sharing accident claim for you. However, it is in your best interest to hire a lawyer to help you with your claim. An experienced ride-share accident attorney will level the playing field by protecting your interests and making sure that you get the maximum amount of compensation possible for your injuries.
Your ride-share accident attorney will also deal with the insurance companies and their lawyers so that you can focus on your recovery. They will help you navigate the complex legal process and gather the necessary evidence to support your claim. If you try to file a ride-sharing accident claim on your own, you may inadvertently say or do something that could damage your claim.
An experienced ride-sharing accident attorney will also be able to help you recover fair compensation for your injuries. If you try to negotiate with the rideshare company’s insurance adjuster on your own, you may end up settling for much less than what your claim is actually worth.
If you or a loved one has been involved in a ride-sharing accident, contact an experienced ride-sharing accident attorney today from the law firm of Jared Spingarn to schedule a free consultation.
>> If you’re involved in a rideshare accident in Florida, don’t hesitate to reach out to Jared Spingarn, Accident Attorney at 1-954-781-2316 for a Free Case Review or drop a message on their Contact Us page.